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CAR FINANCE CALCULATOR

Work out your repayments


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
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    Set your budget

    Cash Price

    £

    To pay back over:

    4 years

    Deposit

    £

    Annual Mileage

     

    Model Year

     

    Your estimated credit score is:

    A.P.R. Representative %

    Duration 48 Months

    46 Monthly Payments £123.42

    Cash Price £6,000.00

    Cash Deposit £1,000.00

    Total Funded £6,000

    Total Charge for Credit £934.16

    Total Amount Payable £6,934.16

    Best available rate 6.9 %

    Total repayment 15,028.36

    Total cost of credit 1,028.36

    Total Funded 6,000

    24 monthly
    payments
    178.52

    Apply Now >

    Best available rate 6.9 %

    Total repayment 230,765.06

    Total cost of credit 28,765.06

    See full

    Representative Example


    Cash Price

    £7500.00
    Deposit

    £0.00
    Representative
    APR

    27.4%
    Loan Term

    48 Months
    Total Charge For Credit

    £4328.83
    Total Amount Repayable

    £11828.83
    12 Monthly Repayments

    £246.43
      Arrangement Fee

    £0

    If you are looking for bad credit car finance calculator then take a look at the Get Me Car Finance calculator, giving you results from some of the UKs top car finance funders GMCF can get you car finance from prime lender all the way down to a poor credit car finance lender. 

    It allows our clients to work out based on their current credit situation what the estimated monthly repayments maybe if they enter their desired amount (the amount they want to borrow)  and also an indication as to what credit situation they think they are in. It will then work out what the payments maybe from a car funder.

    Bearing in mind car finance brokers use different lenders for different clients, and here is where a calc may come in handy. We have worked out the rates which can be used from funders from a A1 Credit record down to a poor credit record.  The amounts per month vary quite alot so maybe its best to find out your credit record status before you attempt to apply for car finance. 

    Finding out your credit score may allow you to see items on your record which could be fixed quite quickly and therefore allow you to get better terms with car finance lenders. An example of this would be for people have have been divorced. They can disassociate their credit record from their previous partner which to be honest in a lot of cases has proved to be an absolute winner when it comes to to advice.  Not many people know they can do this :-)

    Why would you use a finance calculator


    Its a valid question and is easy to answer.  Knowing roughly what you may have to pay when it come to car finance, gives you an advantage.  With Prime credit your monthly payments will be alot less than if your credit is poorer.  So if you are setting budgets for yourself, then its good to know what limits you can set for yourself.  And if you know what your credit history is like, Good , Medium or Poor, then you can easily work out what your affordable repayments will be when it comes to finding a car. There is nothing worse than people looking for cars and then finding out they are simply out of their budget and have to settle for a lesser value car and maybe sometimes a larger monthly repayment. 

    Its really important for you to know your credit history and apps like Credit Karma are great tools which allow people to look at and sometimes change their credit records for free.  Its important to know where you stand when it comes to credit, and these tools are free to use for you guys to work out what your budget will be for you new car.