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Terms & Conditions

Get Me Finance Limited is predominantly a finance broker but is a fully authorised lender by the Financial Conduct Authority. After completing your application  online we will aim to get you the best possible acceptance at one of the finance companies we use (company names are listed below). We offer the best rates available to you at the time of your application and in most instances when a loan is issued the money can go straight into the applicants bank account.

Finance is provided, subject to status. Eligible applicants will reside in England, Wales, Scotland and Northern Ireland and  will be entitled to apply for and receive credit under United Kingdom law and have regular income and hold a valid full UK driving license or a provisional. Credit limits at lenders discretion. Get Me Finance are predominantly a broker and use FCA approved car finance companies, car finance brokers and personal loan companies in order to find you the best finance product. All associated companies will ask you to provide affordability checks and will ask for relevant proofs to back this up. In some instances the companies you will be referred to will look to supply the finance and the car for you. Depending on your acceptance will depend on deposit levels and credit limits. Companies you will be referred to are Concept Car Credit, Amigo Loans, Go Car Credit, Ratesetter, MoneyBarn V12 Finance, Marsh Finance, Auto money, Oplo and Money Way. We also use Hippo Vehicle Solutions. By accepting these terms and conditions you are opting in to receive marketing from us and are consenting for us to pass your information to our partner finance companies, as listed above. We and they will contact you to provide information about our and their products and services by mail, phone, email or SMS. Please don't apply with us if you don't want to be contacted by us or our partner companies. You can opt out at anytime.

Get Me Finance will add an admin charge of upto £300 + VAT (underwriters discretion) to your finance agreement in instances where Get Me Finance supply the vehicle, assist in finding you a vehicle or where the finance acceptance offered to yourself has to be invoiced directly to the supplying dealer by Get Me Finance.


If one of our finance brokers cannot help with your application Get Me Finance Limited will aim to help you, so long as you are over 18, not bankrupt, not in an IVA, employed and have a minimum disposable income of £400 a month (backed up by bank statements and wage slips) you will receive an acceptance from Get Me Finance Limited for Hire Purchase and also a Lease Deal. When completing your affordability test after making your application please ensure you give us your exact income and expenditure details and we will use these figures when underwriting your application to ensure your affordability for a vehicle. Wage slips, bank statements, ID proofs will be requested to back up this information. A deposit of up to 20% of the vehicle price or 3 payments down maybe asked for and co-habitor (Guarantor) signature may be required. Credit will be available on cars supplied by us. Vehicles will have to signed and collected from our Blackburn office. The underwriters may refuse to finance a vehicle due to age, excessive mileage and a car being on the insurance register. You must prove to us you are a member of a recognised breakdown company. Dependent on your credit status finance may not be offered on the car you enquire about but on a selection of ours. Our acceptances last for 30 days from issue, we reserve the right to withdraw the offer at any time. All vehicles will be issued with a six month warranty by a 1/3 party warranty company. If a fault is not covered then we would require the car back for repair within the six month period. A £250 back up cushion is also issued, this is valid for one claim only. Apart from wear and tear items £250 will be issued to help cover any repairs if you cannot get the car back to us. This is only offered as part of the GetMeFinance offer and vehicle supply. 

  • Telephone calls may be monitored or recorded for security and quality control.
  • The stated applicant approval rate is the number of eligible applicants receiving a credit approval as a percentage of the total of all applications from eligible applicants between 1st January this year and last month end.
  • Information is available in large print on request; please call for details.
  • Cash offers are available without finance, if you buy a car from us.

Using Your information

Use of Your Information If you make an application, your details will be held on computer and used in a credit scoring or other automated decision making process when assessing your application. Get Me Finance Limited and our business partners will use your personal details (including sensitive personal data) and information we obtain from other sources to deal with your enquiries and consider your application. In assessing your car loan application, we will make enquiries about you including searching your record with the credit reference agencies. You consent to us disclosing details of your finance application and we may use a ‘credit scoring’ or other automated processes in deciding whether to accept your application. Your information may also be sent to a 3rd party for further loan options who may also search your record with the credit reference agencies. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering. Further details explaining how the information held by fraud prevention agencies may be used can be obtained by contacting 0344 840 4007.

  • For the purposes of this application you may be treated as financially linked and your application will be assessed with reference to any "associated" records. If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to:
  • Disclose information about your joint applicant and anyone referred to by you.
  • Authorise us to search, link or record information at credit reference agencies about you and anyone referred to by you.

    An "association" between joint applicants, and between you and anyone you tell us is your financial partner, will be created at credit reference agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at credit reference agencies.

    You authorise us to make all enquiries necessary to verify this information to enable us to consider this application. If you apply for insurance your information will be passed to the administrators and the insurers for underwriting, processing claims handling and fraud prevention.

  • will not be disclosed to any third parties except where permitted by law or where you have given your consent (by agreeing to our terms and conditions), however it may be shared with any company from time to time forming part of the same Group as Get Me Finance Ltd, approved Credit Brokers, selected third parties and the Insurers (and their administrators) who may also use it for marketing, research, statistical analysis and administration purposes. For further information on the companies with whom your information may be shared please write to us. You may be contacted by mail, telephone, fax, email, automated calling systems or other reasonable method with details of products or services offered by one of the above. If you do not want your details to be used for marketing please write to Get Me Finance Ltd, Conference Centre Offices, Blackburn, England, BB6 8AY. Under the terms of the Data Protection Act you have the right to obtain a copy of the information held about you

By ticking the box at the end of your application you are agreeing to our terms and conditions and are agreeing for us to pass your details to other companies who work alongside Get Me Finance to send you information about their products, these companies might not just be car finance companies. We deal with many finance related companies including but not extensive list - Concept Car Credit, Amigo Loans, Go Car Credit, Ratesetter, MoneyBarn V12 Finance, Marsh Finance, Auto money, Oplo and Money Way. They may provide you with credit (subject to status) to buy a vehicle from a wider range of garages or from a dealer of your choice or even offer to supply you with their own vehicles. You have the right at any time, to stop us from contacting you by post, telephone or email or giving your details to others for these purposes. You may write to us if you wish us to stop.

Get Me Finance Ltd is a licensed credit broker and lender fully authorised by the FCA, registered office Conference Centre Offices, Blackburn, England, BB6 8AY. Registered in England number 7140831. Contact us under [email protected]

 Your personal data which may include sensitive information such as medical details, will be treated in confidence.