Car Finance In Stevenage

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

Finding Car Finance in Stevenage

If you're looking for car finance in Stevenage, you're in luck. There are a range of options available to you, from dealerships to independent lenders. Here's a quick guide to help you find the best car finance for your needs.

Car Dealerships

One of the most popular places to look for car finance in Stevenage is at car dealerships. Most dealerships offer a range of finance packages, from hire purchase to personal loans. It's worth shopping around to get the best deal, as different dealerships may offer different rates and terms.

Independent Lenders

If you'd rather not go through a dealership, there are also a range of independent lenders in Stevenage offering car finance. These lenders typically offer competitive rates and terms, so it's worth taking the time to compare them. Be sure to read the terms and conditions carefully before signing up.

Online Lenders

If you're looking for a convenient way to find car finance in Stevenage, you may want to consider an online lender. Online lenders offer a range of car finance packages, and you can often get a quote in just a few minutes. Be sure to read the terms and conditions carefully before signing up.

Conclusion

Finding car finance in Stevenage doesn't have to be a difficult task. Whether you choose to go through a dealership, an independent lender, or an online lender, there are plenty of options available. Be sure to shop around to get the best deal and read the terms and conditions carefully before signing up.



What to Do When Refused Car Finance in Stevenage

Getting refused car finance in Stevenage can be a real disappointment, but there are still options available. Here are some tips on what to do if you find yourself in this situation.

Check Your Credit Score

The first thing you should do is check your credit score. This will give you an indication of why you were refused car finance in Stevenage. It could be due to a low credit score, or it could be due to something else. Knowing what the issue is will help you figure out how to fix it.

Shop Around

If you've been refused car finance in Stevenage, it's worth shopping around for other lenders. Different lenders have different criteria for acceptance, so it's worth taking the time to find one that is more likely to accept your application. You should also consider online lenders, as they may be more lenient than traditional lenders.

Save Up

If you've been refused car finance in Stevenage, it may be worth saving up for the car you want. This will mean that you don't have to take out a loan, and you'll be able to buy the car outright. This could be a good option if you have a low credit score, as it will give you time to improve your score before applying for finance again.

Look for Special Deals

Finally, it's worth looking out for special deals or offers from car dealerships. Many dealerships offer finance packages with more favourable terms than traditional lenders, so it's worth keeping an eye out for these. You may even be able to get a better deal than you would from a traditional lender.

Getting refused car finance in Stevenage can be disheartening, but it doesn't mean you can't get the car you want. By following these tips, you should be able to find a way to finance your car.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.