Car Finance In Sittingbourne

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

Finding Car Finance in Sittingbourne

Are you looking for car finance in Sittingbourne? You've come to the right place! In this article, we'll explain the different ways you can find the best car finance deals in Sittingbourne.

Compare Different Lenders

The first step to finding the best car finance deal in Sittingbourne is to compare different lenders. There are a number of lenders in the area, so it's important to compare the different interest rates, repayment terms, and other features to find the best deal for you.

Look for Special Offers

Another way to find the best car finance deal in Sittingbourne is to look for special offers. Many lenders will offer discounts or other incentives to attract customers. It's worth checking out these offers to see if you can get a better deal.

Negotiate the Terms

Once you've found a lender you're happy with, it's important to negotiate the terms of the loan. This includes the interest rate, the repayment term, and any other fees or charges. By negotiating the terms, you may be able to get a better deal and save money in the long run.

Shop Around

Finally, it's important to shop around when looking for car finance in Sittingbourne. Don't just settle for the first deal you find – take the time to compare different lenders and offers to make sure you're getting the best deal for you.

By following these tips, you can find the best car finance deal in Sittingbourne. Good luck!



Refused Car Finance in Sittingbourne

Are you looking for car finance in Sittingbourne but have been refused? Don't worry, you're not alone. Many people face the same problem, and it can be difficult to know what to do next.

The first thing to do is to understand why you were refused. It could be for a number of reasons, such as having a poor credit history, not meeting the lender's criteria or not having enough income. Once you understand why you were refused, you can start to look for alternative options.

One option is to look for a specialist car finance provider. These companies are more willing to take on customers with less-than-perfect credit histories, and they may be able to provide you with a loan. However, you should be aware that you may be charged a higher rate of interest.

Another option is to look for a guarantor loan. This is where someone else agrees to be responsible for your loan payments if you can't make them. This can be a good option if you have someone close to you who is willing to help you out. However, you should be aware that if you fail to make your repayments, it could damage your relationship with the guarantor.

Finally, you could consider a personal loan. These are usually unsecured loans, so you don't need to provide any security. However, you should be aware that the interest rates may be higher than a car loan.

Whichever option you choose, it's important to make sure you can afford the repayments. Make sure you shop around to find the best deal and read the terms and conditions carefully before signing up.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.