Car Finance In Shifnal

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

How to Find Car Finance in Shifnal

Are you looking for car finance in Shifnal? There are a few different ways to go about it. Here are some tips to help you make the right decision.

1. Research Different Lenders

First, you'll need to research different lenders in Shifnal. Compare the interest rates, repayment terms, and other features of each lender to find the best deal for you. Make sure to read the fine print and ask questions if you don't understand something.

2. Get Pre-Approved

Once you've narrowed down your choices, it's time to get pre-approved for a loan. This will give you an idea of how much you'll be able to borrow and what interest rate you'll be offered. Pre-approval also helps you negotiate better terms with the lender.

3. Shop Around

Don't settle for the first offer you receive. Shop around and compare different lenders to make sure you're getting the best deal. Don't be afraid to negotiate – many lenders are willing to lower their interest rates or offer other incentives to get your business.

4. Read Reviews

Before you commit to a lender, read reviews from other customers. This will help you get an idea of how reliable the lender is and what kind of service you can expect. You should also look for any complaints that have been filed against the lender.

5. Ask for Referrals

Finally, don't be afraid to ask your friends, family, or colleagues for referrals. They may be able to suggest a lender that they've had a good experience with.

Finding car finance in Shifnal can be a daunting task, but with a bit of research and some savvy shopping, you can find the right lender for you. Good luck!



What to Do When Your Car Finance is Refused

Getting refused car finance in Shifnal can be a major setback for those looking to purchase a new car. However, it doesn't have to be the end of the road. There are some steps you can take to improve your chances of securing the loan you need.

Check Your Credit Score

The first step is to check your credit score. This will give you an indication of how likely you are to be approved for a loan. If your score is low, it may be worth considering ways to improve it before applying for a loan.

Shop Around

It's also important to shop around for the best deal when looking for car finance in Shifnal. Different lenders may have different terms and conditions, so it's worth doing your research to find the best deal for you.

Consider Other Options

If you're still struggling to secure car finance, it may be worth considering other options. For example, you could look into leasing or renting a car, or even getting a personal loan to cover the cost of the car. These options may be more affordable in the long run.

Get Professional Advice

If you're still struggling to find the finance you need, it may be worth seeking professional advice. A financial advisor can help you to explore all of your options and find the best solution for your circumstances.

Getting refused car finance in Shifnal can be a major setback, but it doesn't have to be the end of the road. By taking the time to shop around, consider other options and seek professional advice, you can improve your chances of securing the loan you need.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.