Car Finance In Newtownards

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  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

How to Find Car Finance in Newtownards

Are you looking for car finance in Newtownards? If so, you've come to the right place. Here, we'll provide you with some tips and advice on how to find the right car finance deal in the Newtownards area.

Do Your Research

The first step is to do some research into car finance options available in Newtownards. There are a number of car finance providers in the area, so it is important to compare the different offers and terms available. Consider the interest rates, repayment terms, and any other fees or charges associated with the loan.

Check Your Credit Score

Your credit score is an important factor when applying for car finance. Make sure you check your credit score before applying for a loan, as this will give you an idea of the type of loan you may be eligible for. If your credit score is low, you may be able to improve it by paying off any outstanding debts or making regular payments on time.

Shop Around

Once you've done your research and checked your credit score, it's time to start shopping around for car finance in Newtownards. Talk to a few different lenders and compare their offers. Make sure you read the terms and conditions of any loan carefully and ask any questions you may have. It is also a good idea to ask about any additional fees or charges that may be associated with the loan.

Get Professional Advice

If you're still unsure about which car finance option is best for you, it's a good idea to get professional advice. An experienced financial advisor can help you find the right car finance deal for your needs and budget.

Final Thoughts

Finding the right car finance in Newtownards can be a daunting task. However, with the right research, preparation, and advice, you can find the perfect loan for your needs. Good luck!



What to Do When Refused Car Finance in Newtownards

If you've been refused car finance in Newtownards, there are still options available to you. You may feel like your dreams of owning a car are over, but there are ways to get around this problem. Here are some tips on what to do when refused car finance in Newtownards.

Check Your Credit Report

The first step is to check your credit report. This will allow you to see if there are any errors or negative information that could be causing your application to be declined. If there are, you can dispute the information and have it removed from your report. This could improve your chances of being approved for car finance.

Improve Your Credit Score

If your credit score is too low, you may need to take steps to improve it. This could involve making regular payments on time, reducing the amount of debt you have, and avoiding taking out any more credit. It may take a few months for your credit score to improve, but it is worth the effort if it means you can get approved for car finance.

Look for Alternative Lenders

If you've been refused car finance in Newtownards, you may want to look for alternative lenders. These lenders may be more willing to take a chance on you and could offer more competitive rates. It is important to compare different lenders and make sure you are getting the best deal.

Consider Other Options

If you've been refused car finance, you may want to consider other options. You could look into leasing a car, taking out a personal loan, or even borrowing from family or friends. Each of these options has its own advantages and disadvantages, so you should think carefully about which one is right for you.

Being refused car finance in Newtownards can be a frustrating experience, but it doesn't have to mean the end of your dreams of owning a car. By following these tips, you can find a way to get the car you want.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.