Car Finance In Dursley

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  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

Finding Car Finance in Dursley

If you're in the market for a car in Dursley, you may be considering financing options. Here are some tips to help you make the best decision for your needs.

Research Your Options

When looking for car finance in Dursley, it is important to research your options. Look into different lenders, and compare interest rates, repayment terms, and other features. This will help you make a more informed decision when it comes to your car finance.

Consider Your Budget

When looking for car finance, it is important to consider your budget. Make sure you understand the cost of the car, as well as the cost of the finance. Calculate how much you can afford to pay each month, and make sure you can commit to the payments over the length of the loan.

Read the Small Print

Make sure you read and understand the terms and conditions of the car finance agreement before signing anything. Check for any hidden fees or charges, and ask for clarification if you are unsure about anything.

Shop Around

It is always a good idea to shop around when looking for car finance. Compare different lenders to make sure you are getting the best deal. Don't be afraid to negotiate, as this could help you secure a better deal.

Ask for Advice

If you are unsure about any aspect of car finance, it is always a good idea to ask for advice. Speak to a financial advisor or an independent car finance expert to get impartial advice and assistance.

By following these tips, you should be able to find the best car finance option for you in Dursley.



What to Do When Refused Car Finance in Dursley

If you've been refused car finance in Dursley, don't worry – there are still plenty of options available to you. Here are some of the best tips for getting car finance in Dursley when you've been refused:

1. Check Your Credit Report

The first thing you should do after being refused car finance is to check your credit report. This will help you identify any errors or inaccuracies that may have caused the lender to reject your application. If you find anything that's incorrect, you can dispute it and get it corrected.

2. Shop Around for a Better Deal

After checking your credit report, it's time to start shopping around for a better deal. Different lenders offer different rates and terms, so it's important to compare them to find the best deal for you. Be sure to read the fine print carefully so that you understand the terms of the loan.

3. Consider a Secured Loan

If you've been refused car finance, you may want to consider a secured loan. This type of loan uses your car as collateral, so the lender is more likely to approve your application. However, you should be aware that you could lose your car if you fail to make the payments.

4. Save for a Down Payment

Saving for a down payment can also help you get approved for car finance in Dursley. A larger down payment reduces the amount you need to borrow, which makes it easier for lenders to approve your application. It also reduces the amount of interest you'll have to pay over the life of the loan.

5. Consider a Co-Signer

If you're still having trouble getting approved for car finance in Dursley, you may want to consider a co-signer. A co-signer is someone who agrees to take responsibility for the loan if you fail to make the payments. This can help you get approved, but it's important to remember that your co-signer will be responsible for the loan if you don't make the payments.

Conclusion

Getting car finance in Dursley when you've been refused can be a challenge, but it's not impossible. By following these tips, you can improve your chances of getting approved and find the best deal for you.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.