Car Finance In Devizes

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

Finding Car Finance in Devizes

If you're looking for car finance in Devizes, you're in luck! There are a number of options available to you in the area, from traditional banks and credit unions to online lenders and car dealerships. Each option has its own advantages and disadvantages, so it's important to do your research and find the best fit for your needs.

Traditional Banks and Credit Unions

Traditional banks and credit unions are a great option for car finance in Devizes. They typically offer competitive rates and flexible terms, and they can often be more willing to work with customers who have less than perfect credit. However, they may require a larger down payment and may not be willing to finance older vehicles.

Online Lenders

Online lenders are becoming increasingly popular for car finance in Devizes. They offer a range of flexible options, including short-term loans and zero-down financing. They also tend to have fewer restrictions on vehicles, so they may be willing to finance older vehicles. However, online lenders can be more expensive than other options, so it's important to compare rates before choosing one.

Car Dealerships

Car dealerships are another great option for car finance in Devizes. They typically offer competitive rates and flexible terms, and they can often provide incentives such as cash back or discounts on services. However, they may not be willing to finance older vehicles, and they may require a larger down payment than other options.

Conclusion

Finding car finance in Devizes isn't as difficult as it may seem. There are a number of options available, from traditional banks and credit unions to online lenders and car dealerships. It's important to do your research and compare rates before choosing the best option for your needs.



What to do if Your Car Finance is Refused in Devizes

Getting refused car finance in Devizes can be a huge disappointment and leave you feeling frustrated. But don't worry, there are still plenty of options available to you. Here are some tips on what to do if your car finance is refused in Devizes.

Check Your Credit Score

The first thing you should do if your car finance is refused in Devizes is to check your credit score. There may be some errors that need to be corrected or some negative information that is affecting your score. If this is the case, you should contact the relevant credit reference agencies and ask them to investigate.

Shop Around

It's always worth shopping around for car finance in Devizes. Different lenders have different criteria and you may find that one lender is more willing to accept your application than another. Make sure you compare rates and terms to ensure you get the best deal.

Consider a Secured Loan

If you are unable to get car finance in Devizes, you may want to consider taking out a secured loan. This is a loan that is secured against an asset such as your home. The interest rates are usually lower than those of unsecured loans, but you need to be aware that if you don't keep up the repayments, you could lose the asset.

Save Up

Finally, if you are unable to get car finance in Devizes, you may want to consider saving up for the car. This could take some time, but it's a great way to ensure that you don't get into debt and that you can buy the car outright.

Getting refused car finance in Devizes can be a huge disappointment, but there are still plenty of options available to you. By checking your credit score, shopping around, considering a secured loan, and saving up, you should be able to find the car finance solution that's right for you.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.