Car Finance In Bexley

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

Finding Car Finance in Bexley

If you're looking for car finance in Bexley, you have plenty of options. With a wide variety of lenders in the area, you can find the best deal for you. Here are some tips to help you find the right car finance in Bexley.

Research Different Lenders

The first step is to research different lenders in the area. You can compare different lenders to find the best deal and terms that work for you. Make sure to read the fine print and understand all the terms and conditions before signing any agreement.

Check Your Credit Score

Before you apply for car finance, it's important to check your credit score. This will help you determine which lenders are more likely to approve you for a loan. If your credit score is low, you may want to look for lenders who specialize in bad credit car finance.

Compare Interest Rates

Once you've narrowed down your list of potential lenders, it's time to compare interest rates. Different lenders offer different interest rates, so make sure to compare them to find the best deal. Be sure to factor in any additional fees or charges when calculating the total cost of the loan.

Get Pre-Approved

Getting pre-approved for car finance can help you save time and money. It's a good idea to apply for pre-approval from multiple lenders to get the best deal. This will also give you an idea of the loan amount you can qualify for and the interest rate you'll be offered.

Shop Around

Finally, it's important to shop around for car finance in Bexley. Don't be afraid to negotiate with lenders to get the best deal. You may be able to get a better interest rate or more flexible terms if you're willing to haggle.

Finding car finance in Bexley doesn't have to be difficult. With the right research and preparation, you can find the best deal for your needs. Good luck!



Refused Car Finance in Bexley

In Bexley, car finance can be difficult to obtain. With the current economic climate, lenders are becoming increasingly more cautious and are more likely to refuse car finance applications. It can be a difficult and stressful situation when you are refused car finance and it is important to understand why.

The main reason why people are refused car finance in Bexley is because of their credit score. Lenders use credit scores to assess the risk of lending to an individual. If your credit score is too low, lenders may be unwilling to lend to you. Therefore, it is important to ensure that you maintain a good credit score and that you pay your bills on time.

Another reason why people are refused car finance in Bexley is because of their income. Lenders need to be sure that you can afford to make the repayments on the car loan. If your income is too low, they may not be willing to lend to you.

Finally, lenders may also look at the type of car you are looking to buy. If the car is too expensive, they may not be willing to lend to you as they may not believe that you can afford the repayments. Therefore, it is important to make sure that you are realistic when looking for a car and that you don't overstretch yourself financially.

If you have been refused car finance in Bexley, it is important to understand why. It may be because of your credit score, income or the type of car you are looking to buy. If you can address the issue, you may be able to get approved for car finance in the future.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.