Car Finance In Ballycastle

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

Finding Car Finance in Ballycastle

Are you looking for car finance in Ballycastle? There are plenty of options available, so it's important to do your research and find the best deal for you. Here are some tips to help you find the right car finance for you.

Shop Around

The first step is to shop around. There are a number of different lenders in Ballycastle offering car finance, so it's important to compare the different offers and find the one that suits you best. Make sure to read the terms and conditions carefully to make sure you understand exactly what you're signing up for.

Check Your Credit Score

Before you apply for car finance, it's important to check your credit score. Your credit score will determine the kind of deal you can get, so it's important to make sure it's in good shape. Your credit score can be checked for free online, so it's worth doing this before you start looking for car finance.

Get Pre-Approved

It's also a good idea to get pre-approved for car finance. This means that you can get an idea of the terms and conditions of the loan before you apply. This can help you to make sure you're getting the best deal available.

Read Reviews

Finally, it's a good idea to read reviews of the different lenders in Ballycastle. This can help you to get an idea of the customer service and the overall experience of dealing with the lender. This can help you to make an informed decision about which lender to choose.

By following these tips, you should be able to find the right car finance for you in Ballycastle. Good luck!



Refused Car Finance in Ballycastle

If you're looking to purchase a car in Ballycastle, you may have encountered issues with securing car finance. Many people in the area have had their applications for car finance refused, leaving them unable to purchase the car of their choice.

Common Reasons for Refused Car Finance in Ballycastle

The most common reason for a refused car finance application in Ballycastle is a poor credit history. If you have missed payments or have a history of debt, lenders will often be unwilling to provide car finance. Other common reasons for refused car finance include low income, lack of savings, and a lack of employment.

What to Do if Your Car Finance Application is Refused

If your car finance application is refused, there are a few steps you can take to improve your chances of success. Firstly, you should check your credit report for any errors or discrepancies. If you find any, you should contact the relevant credit reference agency to have them corrected. Secondly, you should try to save up a larger deposit as this will make you more attractive to potential lenders. Finally, you should consider a guarantor loan, where a third party agrees to cover your payments if you are unable to do so.

Alternatives to Car Finance in Ballycastle

If you have been refused car finance in Ballycastle, there are a few alternatives you can consider. Firstly, you could try leasing a car, which is a long-term rental agreement. Secondly, you could try a personal loan, which can be used to purchase a car. Finally, you could look into buying a car through a hire purchase agreement, where you pay a deposit and then make monthly payments to the lender.

Conclusion

If you have been refused car finance in Ballycastle, it can be frustrating and disheartening. However, there are still options available to you, such as leasing, personal loans, and hire purchase agreements. With a bit of research and patience, you should be able to find a car finance solution that suits your needs.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.