Car Finance In Ashford

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

Finding Car Finance in Ashford

Are you looking for car finance in Ashford? With so many options available, it can be hard to know where to start. Here are some tips to help you find the right car finance solution for your needs.

Research Your Options

The first step to finding car finance in Ashford is to research your options. There are a variety of lenders available, so it's important to compare their rates, terms, and conditions to find the best deal for you. You can also look into online lenders, as they often offer competitive rates and flexible repayment plans.

Consider Your Credit Score

Your credit score is an important factor in determining the type of car finance you can get. Make sure to check your credit score before applying for a loan, as this will give you an idea of what kind of interest rate you can expect. If you have a good credit score, you may be able to qualify for a better rate.

Shop Around

Once you've done your research and checked your credit score, it's time to start shopping around. Look for lenders that offer competitive rates and flexible repayment plans. Don't be afraid to negotiate, as there may be room to lower the interest rate or extend the loan term.

Get Professional Advice

If you're unsure of what kind of car finance is best for you, it's always a good idea to seek professional advice. Financial advisors can help you understand the different options available and find the right car finance solution for your needs.

Final Thoughts

Finding car finance in Ashford can be a daunting task, but with the right research and advice, you can find the perfect solution for your needs. Don't be afraid to shop around and negotiate, and make sure to seek professional advice if you're unsure of what to do.



Refused Car Finance in Ashford

Getting refused car finance in Ashford can be a difficult and frustrating experience. It can be difficult to understand why you have been refused and what you can do to improve your chances of being approved for finance in the future. This article will provide an overview of the reasons why you may have been refused car finance in Ashford and what you can do to increase your chances of being approved.

Reasons for Refusal

The most common reasons for being refused car finance in Ashford include:

  • Poor credit history
  • Insufficient income
  • Unstable employment
  • Incomplete paperwork
  • Unable to provide a deposit

Improving Your Chances

If you have been refused car finance in Ashford, there are a few steps you can take to improve your chances of being approved in the future. These include:

  • Check your credit report and rectify any errors or inaccuracies
  • Save up for a deposit to reduce the amount of finance you need
  • Shop around for the best deals and look for lenders who are more likely to approve your application
  • Ensure you have all the necessary paperwork and documents ready before you apply
  • Be honest and accurate when completing your application form

Conclusion

Being refused car finance in Ashford can be a difficult experience, but it doesn't have to be the end of the road. By understanding the reasons why you may have been refused and taking steps to improve your chances of being approved, you can increase your chances of getting the car finance you need.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.