Car Finance In West Midlands

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
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CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

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Finding Car Finance in the West Midlands

The West Midlands is a great place to be if you're looking for Car Finance. With a wide range of lenders and competitive rates, it can be easy to find the right finance package for you. Whether you're looking for a loan to buy a new car, or a lease to rent one, there are plenty of options available.

Types of Car Finance

The types of Car Finance available in the West Midlands include:

  • Hire Purchase (HP): This is a popular option for those looking to buy a new car. You'll make fixed monthly payments over an agreed period, and at the end of the agreement, the car will be yours.
  • Personal Contract Purchase (PCP): This is a great option for those looking to keep their car for a shorter period of time. You'll make fixed monthly payments over an agreed period, and at the end of the agreement, you can either keep the car or return it to the lender.
  • Leasing: This is a great option for those looking to rent a car for a shorter period of time. You'll make fixed monthly payments over an agreed period, and at the end of the agreement, you can either keep the car or return it to the lender.

Finding the Right Lender

When looking for Car Finance in the West Midlands, it's important to do your research. Compare rates and terms from different lenders to find the best deal for you. Make sure to read the small print and understand the terms and conditions of the agreement before signing anything.

Conclusion

Finding Car Finance in the West Midlands doesn't have to be difficult. With a wide range of lenders and competitive rates, it can be easy to find the right finance package for you. Make sure to do your research and read the small print before signing anything.



Refused Car Finance in West Midlands

The West Midlands is one of the most popular places to purchase a car in the UK. Unfortunately, many people are finding themselves refused Car Finance when they apply for it. This can be a devastating experience, especially if you have been looking forward to getting a new car.

There are a variety of reasons why you may be refused Car Finance in the West Midlands. One of the most common reasons is due to bad credit. If you have missed payments on other loans or credit cards, or have a history of bankruptcy, then this can be a problem when applying for Car Finance. It is important to make sure that you have a good credit score before applying for Car Finance.

Another reason why you may be refused Car Finance in the West Midlands is due to not having enough money saved up for a deposit. Many lenders will require you to have a certain amount of money saved up before they will consider your application. This is because they want to make sure that you can afford the repayments on the loan.

Finally, you may be refused Car Finance in the West Midlands if you are unemployed. Many lenders will not consider applications from people who are not employed. This is because they want to make sure that you can afford the repayments on the loan.

If you have been refused Car Finance in the West Midlands, then it is important to speak to a financial advisor. They will be able to help you understand why you have been refused and advise you on how to improve your chances of being accepted for Car Finance in the future.

It is also important to remember that being refused Car Finance in the West Midlands does not mean that you will never be able to get a car. There are many other options available to you such as leasing or buying a used car. Speak to a financial advisor to find out what the best option for you is.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in West Midlands

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.