Car Finance In Northamptonshire

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
APPLY ONLINE
 

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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How to Find Car Finance in Northamptonshire

Are you looking for Car Finance in Northamptonshire? With so many lenders offering Car Finance, it can be difficult to find the best deal. Here are some tips to help you find the right Car Finance for your needs.

1. Research Different Lenders

Take time to research different lenders in Northamptonshire. Look at their interest rates, fees, and repayment terms to make sure you're getting the best deal. Don't forget to look into any special offers or discounts they may have, as these could save you money in the long run.

2. Compare Quotes

Once you've identified a few potential lenders, compare their quotes to find the best deal. Make sure to look at the total cost of the loan, not just the interest rate. This will give you a better idea of how much you'll be paying overall.

3. Read the Fine Print

Before signing any loan agreement, make sure you read the fine print. Pay close attention to the repayment terms, fees, and other details so you know exactly what you're getting into. If you have any questions, be sure to ask the lender before signing.

4. Consider Other Options

If you're having trouble finding the right Car Finance in Northamptonshire, consider other options such as leasing, hire purchase, or personal loans. These may be more suitable for your needs and could offer more flexibility than a traditional car loan.

5. Speak to an Expert

If you're still unsure about which Car Finance option is best for you, speak to a financial advisor or Car Finance specialist. They can help you find the right loan for your needs and make sure you get the best deal.

By following these tips, you should be able to find the best Car Finance in Northamptonshire for your needs. Good luck!



Refused Car Finance in Northamptonshire

Finding Car Finance in Northamptonshire can be a challenge, especially if you have been refused Car Finance in the past. Whether you have a bad credit history or simply don't have enough disposable income to cover the loan, it can be difficult to find a lender willing to take you on. Fortunately, there are options available for those who have been refused Car Finance in Northamptonshire.

Why Was I Refused Car Finance?

There are a number of reasons why someone might be refused Car Finance in Northamptonshire. A bad credit history, lack of employment or low income, or simply not having enough money to cover the loan are all common reasons why someone might be refused. It's important to understand why you were refused Car Finance in the first place, as this will help you find a lender willing to take you on.

What Are My Options?

If you have been refused Car Finance in Northamptonshire, there are still options available to you. You may be able to find a lender who is willing to take you on, or you may be able to find a Car Finance package that fits your needs. Consider speaking to a Car Finance specialist or broker, who can help you find the best option for your situation.

You may also want to consider a hire purchase agreement or a personal contract purchase (PCP), both of which are finance options that can help you purchase a car without having to take out a loan. With a hire purchase agreement, you pay a deposit and then make regular payments until the car is paid off, while a PCP allows you to make lower payments over a longer period of time.

Conclusion

Finding Car Finance in Northamptonshire can be a challenge, especially if you have been refused Car Finance in the past. Fortunately, there are options available for those who have been refused Car Finance in Northamptonshire. Consider speaking to a Car Finance specialist or broker, who can help you find the best option for your situation. With a bit of research and planning, you can find the perfect Car Finance package to suit your needs.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in Northamptonshire

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.