Car Finance In Lancashire

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
APPLY ONLINE
 

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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How to Find Car Finance in Lancashire

Are you looking for Car Finance in Lancashire? You've come to the right place! In this article, we'll provide you with tips and advice to help you find the best Car Finance deal in Lancashire.

1. Research Your Options

The first step to finding Car Finance in Lancashire is to research your options. You should look into different types of Car Finance such as hire purchase, personal contract purchase (PCP), and personal loan. Compare the different types of finance and decide which one is best for you.

2. Check Your Credit Score

Your credit score is one of the most important factors when it comes to getting Car Finance. Most lenders will check your credit score to determine if you're eligible for a loan. Make sure to check your credit score before applying for Car Finance. This will help you determine which lenders are likely to accept your application.

3. Shop Around

Once you've researched your options and checked your credit score, it's time to start shopping around. Compare different lenders and their offers to find the best deal. You should also take into consideration the interest rate, loan term, and any additional fees or charges.

4. Get Pre-Approved

Getting pre-approved for Car Finance is a great way to save time and money. Most lenders will offer pre-approval, which means they'll give you an indication of how much you can borrow before you apply. This can help you narrow down your search and find the best deal.

5. Read the Fine Print

Finally, make sure to read the fine print before signing any Car Finance agreement. It's important to understand all the terms and conditions of the loan, including any additional fees or charges. This will help you avoid any surprises down the line.

These are just a few tips to help you find Car Finance in Lancashire. With a little research and preparation, you can find the best deal for your needs. Good luck!



What to Do When You Are Refused Car Finance in Lancashire

Getting refused Car Finance in Lancashire can be a frustrating and disheartening experience. If you've been refused Car Finance, it's important to understand why and what you can do to improve your chances of being accepted for finance in the future.

Why Was I Refused Car Finance?

Car finance companies will assess your credit score and financial circumstances before deciding whether or not to approve your loan. A low credit score or poor financial history can be a major factor in being refused Car Finance. Other factors that can influence a finance company's decision include:

  • Your current employment status
  • Your income
  • Your existing debt
  • Your age
  • Your address history

What Can I Do If I'm Refused Car Finance in Lancashire?

If you've been refused Car Finance in Lancashire, there are a few steps you can take to improve your chances of being accepted for finance in the future. These include:

  • Check your credit report – Make sure all the information on your credit report is correct. If there are any errors, contact the credit reference agency to get them corrected.
  • Improve your credit score – Pay off existing debts and avoid taking out any additional credit for a period of time. This will help improve your credit score.
  • Save up – If you can, save up for a deposit and make sure you can afford the monthly repayments. This will make you a more attractive proposition to the finance company.
  • Shop around – Different finance companies have different criteria, so it's worth shopping around and comparing different deals.

By following these steps, you can improve your chances of being accepted for Car Finance in Lancashire.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.