Car Finance In Greater Manchester

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
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CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

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Finding Car Finance in Greater Manchester

If you're looking for Car Finance in Greater Manchester, you're in luck. There are a variety of options available to you, from traditional loans to leasing and hire purchase agreements. Here's a quick guide to finding the best Car Finance for you.

Understand Your Options

The first step in finding Car Finance in Greater Manchester is to understand your options. Traditional loans are the most common option, and these can be found through banks, credit unions, and other lenders. You can also opt for a leasing or hire purchase agreement, which can be beneficial for those with a lower credit score or a limited budget.

Research Your Options

Once you've decided which type of Car Finance is right for you, it's time to start researching your options. Compare interest rates, fees, and repayment terms to find the best deal. It's also important to read the fine print to make sure you understand all of the details of the agreement. Finally, make sure the lender is reputable and has a good track record.

Consider Your Budget

It's important to consider your budget when looking for Car Finance in Greater Manchester. Make sure you can comfortably afford the monthly repayments and any additional fees. You should also factor in the cost of insurance, fuel, and maintenance when deciding how much you can afford to spend.

Get Professional Advice

Finally, it's always a good idea to seek professional advice when looking for Car Finance in Greater Manchester. A financial advisor or accountant can help you compare different options and make sure you're getting the best deal. They can also help you understand the terms and conditions of the agreement and make sure you're not taking on too much debt.

Finding Car Finance in Greater Manchester doesn't have to be difficult. With a bit of research and professional advice, you can find the best deal for your needs.



What to Do When You Are Refused Car Finance in Greater Manchester

Getting refused Car Finance in Greater Manchester can be a stressful experience. If you've been refused Car Finance, there are still options available to you. Here are some tips to help you get the Car Finance you need.

Check Your Credit Report

The first thing to do if you've been refused Car Finance is to check your credit report. This will give you an idea of why you were refused and what you can do to improve your chances of getting approved for Car Finance in the future. You can get a free copy of your credit report from one of the major credit reference agencies.

Shop Around for Different Lenders

Don't just accept the first lender that refuses you. There are many different lenders in Greater Manchester that offer Car Finance. Shop around and compare the different lenders to find the best deal for you.

Improve Your Credit Score

If your credit report shows that your credit score is low, you should work on improving it. This will help you get better rates and terms when applying for Car Finance. You can improve your credit score by paying off any outstanding debts, making all payments on time, and limiting the amount of credit you use.

Consider a Secured Loan

If you're having trouble getting approved for Car Finance, you may want to consider taking out a secured loan. This type of loan is secured against an asset, such as your home or car, and can be a good option for those with bad credit. However, you should be aware that taking out a secured loan carries more risk than an unsecured loan.

Get a Guarantor

If you're still having trouble getting approved for Car Finance, you may want to consider getting a guarantor. A guarantor is someone who agrees to take on the responsibility of repaying the loan if you are unable to do so. This can help you to get approved for Car Finance, but it is important to make sure that your guarantor understands the risks involved.

Work with a Car Finance Broker

If you're still struggling to get approved for Car Finance, you may want to consider working with a Car Finance broker. These brokers are experienced in helping people get approved for Car Finance and can help you find the best deal for your situation.

Getting refused Car Finance in Greater Manchester can be a stressful experience, but there are still options available to you. By following these tips, you can find the Car Finance you need and get back on the road.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.