Car Finance In Essex

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
APPLY ONLINE
 

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

Cant Find Exactly What You Are Looking for?



View 300,000 Dealer Cars >>>

Finding Car Finance in Essex

Finding Car Finance in Essex can be a daunting task, but it doesn't have to be. There are plenty of options available for those looking to purchase a car in the area, and it's important to research all of them before making a decision. Here are some tips on how to find the best Car Finance in Essex.

Compare Car Finance Deals

Before committing to a Car Finance deal, it's important to compare different offers. This will help you to find the best deal and ensure that you're getting the best value for your money. You can compare different finance deals online, or visit car dealerships in the area to find out more about the different options available.

Check Your Credit Rating

Your credit rating will have an impact on the type of finance you can get. It's important to check your credit score before applying for Car Finance, as this will give you an indication of what you're likely to be offered. If your credit score isn't as good as it could be, you may need to look at other options such as a secured loan.

Shop Around for the Best Rates

The best way to find the best rates for Car Finance in Essex is to shop around. Visit different lenders and compare their rates and terms to find the best deal. You should also take into account any additional fees or charges that may be applicable. This will help you to find the most competitive deal.

Consider Used Car Finance

If you're looking for a cheaper option, you may want to consider used Car Finance. This can be a great way to get a car at a lower cost, as you won't have to pay the full price of a new car. You should still compare different offers to find the best deal.

Talk to a Financial Advisor

If you're still unsure about which type of Car Finance is best for you, it's worth speaking to a financial advisor. They can help you to understand the different options available and provide advice on which one is best for your circumstances.

Finding Car Finance in Essex doesn't have to be a difficult task. By following these tips, you can find the best Car Finance deal and ensure that you get the best value for your money.



What You Need to Know About Refused Car Finance in Essex

If you're looking to buy a car in Essex, you may have been refused Car Finance. But why? And what can you do about it? Read on to find out.

Why Was My Car Finance Refused?

There are a few reasons why you may have been refused Car Finance. First, lenders will look at your credit score to assess your financial situation. If you have a bad credit score, lenders may be unwilling to take the risk and will refuse your application. Other factors such as your income, employment status, and existing debts can also affect your eligibility for Car Finance.

What Can I Do if My Car Finance is Refused?

If your Car Finance application has been refused, there are a few things you can do. First, you should check your credit report to make sure there are no errors. If you find any, you can dispute them with the credit reference agency. You should also consider applying for Car Finance with a specialist lender who may be more willing to accept your application. Finally, you could try to find a guarantor who can help you secure the loan.

Where Can I Find Refused Car Finance in Essex?

If you're looking for refused Car Finance in Essex, there are a few options available. You can speak to a specialist lender who may be willing to accept your application. Alternatively, you could speak to a car dealership who may be able to provide you with a loan. You could also try finding a guarantor who can help you secure the loan.

Conclusion

If you've been refused Car Finance in Essex, there are a few things you can do. First, you should check your credit report for any errors. Then, you could try applying for Car Finance with a specialist lender or finding a guarantor who can help you secure the loan. With the right steps, you can find the Car Finance you need.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.