Car Finance In East Lothian

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
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CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Finding Car Finance in East Lothian

East Lothian is a great place to live and work, and many people choose to purchase a car to get around. However, finding the right Car Finance option can be tricky. Fortunately, there are a few options available that can help you get the car you need.

Car Dealerships

The first option to consider is car dealerships. Many dealerships in East Lothian offer financing options, such as 0% finance deals or extended payment plans. These can be great options for those who have a good credit score and are looking for a competitive rate. It is important to shop around and compare the different offers available to find the best deal.

Banks & Credit Unions

Another option is to apply for a loan from your bank or credit union. Many banks and credit unions in East Lothian offer Car Finance options, and they can often provide more competitive rates than dealerships. It is important to shop around and compare the different offers available to find the best deal.

Online Lenders

Finally, there are online lenders who offer Car Finance options. These can be a great option for those who have bad credit or who need a loan quickly. Online lenders often offer competitive rates and flexible repayment plans, so it is worth considering them if you need a loan quickly.

Finding Car Finance in East Lothian can be tricky, but there are a few options available. It is important to shop around and compare the different offers available to find the best deal for your needs. With a bit of research, you should be able to find the perfect Car Finance option for your needs.



What to Do if Your Car Finance Application is Refused in East Lothian

If you're looking to finance a car in East Lothian, you may find that your application for Car Finance is refused. This can be a frustrating and worrying experience, but there are steps you can take to improve your chances of being accepted for Car Finance.

Why Was Your Car Finance Application Refused?

There are a number of reasons why your Car Finance application may have been refused. The most common reasons include:

  • Your credit score is too low
  • You have a history of missed payments
  • You don't have enough income to cover the repayments
  • You don't have a good enough deposit or down payment

What Can You Do?

If your Car Finance application has been refused, there are steps you can take to improve your chances of being accepted for Car Finance in East Lothian. These include:

  • Check your credit score and make sure it's accurate. If there are any errors, contact the credit reference agency to get them corrected.
  • Pay off any outstanding debts or missed payments.
  • Save up for a larger deposit or down payment.
  • Look for a car that's more affordable.

Conclusion

If your Car Finance application has been refused in East Lothian, don't despair. There are steps you can take to improve your chances of being accepted for Car Finance. Check your credit score, pay off any outstanding debts or missed payments, save up for a larger deposit or down payment, and look for a car that's more affordable.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in East Lothian

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.