Car Finance In County Londonderry

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
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CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

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Finding Car Finance in County Londonderry

Finding Car Finance in County Londonderry can be a daunting task. With so many lenders and options available, it can be hard to know where to start. Fortunately, there are some tips and tricks you can use to help make the process easier.

Check Your Credit Score

The first step in finding Car Finance in County Londonderry is to check your credit score. Your credit score is a key factor in determining the interest rate and other terms of your loan. If your score is not in good shape, you may have to look for alternative financing options.

Compare Lenders

Once you know your credit score, you can start comparing lenders. Look for lenders who offer competitive rates and terms. You may also want to consider lenders who offer special deals or discounts for County Londonderry residents. Don't be afraid to shop around and compare different lenders to find the best deal.

Read the Terms and Conditions

Before signing any agreement, make sure you understand all the terms and conditions of the loan. Read the fine print and ask questions if there's anything you don't understand. Be sure to ask about any hidden fees or charges that may be associated with the loan.

Get Pre-Approved

Finally, you should get pre-approved for a loan before you start shopping for a car. This will give you an idea of how much money you can borrow and the interest rate you can expect. It's also a good way to compare different lenders and their offers.

Finding Car Finance in County Londonderry doesn't have to be a difficult task. By following these tips, you can find the best loan for your needs and get the car you've been dreaming of.



Refused Car Finance in County Londonderry

If you're looking to buy a car in County Londonderry, you may have encountered the frustration of being refused Car Finance. This can be an incredibly disheartening experience, and it can leave you feeling like you have no option but to give up on your car-buying dreams. Fortunately, there are a few things you can do to increase your chances of being approved for Car Finance.

Understand Your Credit Score

Your credit score is one of the most important factors when it comes to being approved for Car Finance. Before you apply, it's important to get an understanding of your credit score. This can help you determine if you're likely to be approved or not. If your credit score is low, you may want to take steps to improve it before applying for finance.

Shop Around for the Best Deals

It's important to shop around for the best deals when it comes to Car Finance. Different lenders have different criteria for approving finance, so it's worth looking at a few different options to see which one is the best fit for you. It's also worth checking the interest rates and fees associated with each lender, as this can make a big difference to the overall cost of your loan.

Be Realistic About Your Budget

When it comes to Car Finance, it's important to be realistic about what you can afford. Don't be tempted to take out a loan that's too large or too expensive for your budget. This can lead to serious financial difficulties in the future, so it's important to be honest about what you can afford to pay back each month.

Save for a Deposit

Having a deposit saved up can help you to get approved for Car Finance. It shows lenders that you're serious about making the payments on time, and it also reduces the amount of money you need to borrow. If you can, try to save up as much as you can for a deposit before applying for finance.

Be Prepared for Rejection

Unfortunately, there's no guarantee that you'll be approved for Car Finance, even if you follow all of the above steps. It's important to be prepared for rejection, and to have a backup plan in place in case you're not approved. This could include looking at other financing options, such as leasing or renting, or even waiting until you've improved your credit score.

Although being refused Car Finance can be frustrating, it's important to remember that there are still options available. By understanding your credit score, shopping around for the best deal, being realistic about your budget, and saving for a deposit, you can increase your chances of being approved for Car Finance in County Londonderry.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in County Londonderry

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.