Car Finance In County Durham

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
APPLY ONLINE
 

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

Cant Find Exactly What You Are Looking for?



View 300,000 Dealer Cars >>>

Finding the Right Car Finance in County Durham

Are you looking for Car Finance in County Durham? With so many options available, it can be difficult to know where to start. Here, we'll provide you with some helpful tips on finding the right Car Finance for your needs.

Shop Around for the Best Deal

The first step to finding the right Car Finance in County Durham is to shop around. There are a variety of lenders available, so it's important to compare different offers to ensure you get the best deal. Consider factors such as interest rates, repayment terms, and any additional fees or charges. It's also a good idea to read the small print to make sure you understand the terms and conditions of the loan.

Check Your Credit Score

Before you apply for Car Finance, it's a good idea to check your credit score. This will give you an indication of the type of loan you'll be eligible for and the interest rate you'll be offered. You can check your credit score for free with a number of online services.

Know Your Budget

It's important to know your budget when looking for Car Finance in County Durham. Consider how much you can afford to spend on a car and the monthly payments you'll need to make. This will help you narrow down your options and ensure you don't end up with a loan that is too expensive.

Research Different Lenders

Once you've established your budget and checked your credit score, it's time to research different lenders. Look for lenders that offer competitive interest rates and flexible repayment terms. You should also read reviews to find out what other customers have to say about the lender.

Get Professional Advice

Finally, if you're still feeling unsure about finding the right Car Finance in County Durham, it's a good idea to seek professional advice. An experienced financial advisor can help you find the best loan for your needs and ensure you get the best deal.

With these tips, you should be well on your way to finding the right Car Finance in County Durham. Good luck!



Refused Car Finance in County Durham

If you are looking to buy a car in County Durham, getting refused Car Finance can be a major obstacle. Whether you have a poor credit rating or simply can't afford the loan, it can be difficult to find a lender willing to take a chance on you. Fortunately, there are some options available to those who have been refused Car Finance.

Understanding Your Options

The first step is to understand why you were refused Car Finance in the first place. It could be due to a poor credit rating, or simply because the loan amount was too high. Once you know the reason, you can begin to look for solutions.

If your credit rating is the issue, then you may need to look into bad credit Car Finance. This type of finance is designed specifically for those with poor credit ratings, and can provide a way to get the car you need without having to worry about being refused. You may also want to look into other options such as leasing or hire purchase, which can be a more affordable way to get the car you need.

If the loan amount is the issue, then you may need to look for a more affordable car. There are plenty of used cars available in County Durham, and you may be able to find one that fits your budget. Alternatively, you could look into Car Finance brokers, who can help you to find a lender willing to offer you a loan.

Finding the Right Car

Once you have decided on the type of finance you need, it's time to start looking for the right car. There are plenty of car dealerships in County Durham, and you may be able to find a car that fits your budget. Alternatively, you could look online for used cars, which can often be much cheaper than buying from a dealership. You should also check out car reviews and ratings to make sure you're getting a good deal.

Getting the Best Deal

When you've found the right car, it's time to start negotiating. You should always try to get the best deal possible, and you can do this by researching the car's value and comparing different offers from different dealerships. You should also make sure you're aware of any hidden costs, such as taxes or fees, and make sure you understand the terms and conditions of the loan.

Getting refused Car Finance in County Durham can be a major obstacle, but with some research and negotiation, you can find the right car and the right finance package for you. Good luck!

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in County Durham

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.