#1 GET A FREE CREDIT CHECK

Today more than ever it is important to take control of your personal finances and your credit history. We have compiled a guide to help you check your existing credit record and also ways to help you improve your credit score. When applying for any type of finance, credit companies more often than not check your credit rating score. We will tell you how to check your own score and provide ways to improve it and increase your chances of getting accepted by mainstream credit providers, this will inevitably get you access to more credit and lower credit rates. We suggest you use Equifax to get a FREE CREDIT CHECK

Worried about your credit score?
Here is a sure way to check your credit score online, absolutely free.

No Obligation 30 Day FREE Trial
Unlimmited online access to your credit file
Weekly alerts of any significant changes to your credit file
Expert tips to help you understand your credit report
Online dispute facility to help you quickly and simply correct any errors
Comprehensive support from a Customer Care Team

#2 How Can I Improve My Credit Score

Steps indeed can be taken to improve your credit score , this will lead eventually to lower loan rates and better success rates when applying for finance.
You may be surprised that applying and using a credit card gives you a massive credit boost (as long as you keep up payments) , Even if you have a poor creit rating there are Credit Card Companies out there who will supply you with a credit card. Using this credit card and keeping it paid off every month will give you a better credit score.

We recommend the Vanquis Credit Card to help you start rebuilding your credit record. Take a look at the card below and apply online to start you on your way to rebuilding your credit record. Visit Vanquis for more information

Build Your Credit with Vanquis

You'll start with an easy to manage credit limit between £150 and £1,000.
You could get a Credit Limit increase on your 4th statement. Conditions apply see vanquis site
And further increases every 4 months, up to £3,000. Conditions apply see vanquis website
A friendly UK Customer Service call centre.
Online and SMS Account Management.

#3 GET ON THE ELECTORAL ROLL NOW !!!

A lender will use your credit record to assess your future ability to repay a credit agreement on time and within the agreement's terms. One dominant factor to determining whether you're a good risk or not is to look for stability.

This is obviously common sense. Most of us would rather do business with people we view as stable, rather than unstable. One excellent sign of stability is whether you're registered on the electoral roll as most good citizens are (even if they don't vote).

So if you're not registered to vote and want to improve your credit rating then you MUST get registered.

To register on the electoral roll go to this website - www.aboutmyvote.co.uk